See full list on navyfederal.org 1. If I later decide to convert these funds from the Traditional IRA to a Roth IRA, I must complete and sign a new Navy Federal “Roth IRA Direct Conversion” (NFCU 621). 2. I have been advised to see a tax advisor due to the important tax consequences of recharacterization of funds between the IRAs. 3.Save. Americans who enjoyed capital gains from a rallying stock market or interest from high-yield savings accounts in 2023 may have a few surprises waiting for … On the check or wire, please specify if it is a Rollover or Transfer. ☐ SEP Mail check to:* ☐ Regular Mail: Navy Federal Credit Union ☐ Overnight Mail: Navy Federal Credit Union ☐ Wire Instructions: Navy Federal Routing Number: 256074974. PO Box 3001 Attention: IRA Dept. 820 Follin Lane Merrifield, VA 22119-3001 820 Follin Lane Vienna ... For example, you can open a Bank of America Roth IRA. Your money will go into either a low-yielding money market fund or a CD. Or you can open a Roth IRA at Merrill Edge, which is a broker and a ...Key takeaways. The Roth IRA contribution limit for 2023 is $6,500 for those under 50, and $7,500 for those 50 and older. And for 2024, the Roth IRA contribution limit is $7,000 for those under 50, and $8,000 for those 50 and older. Your personal Roth IRA contribution limit, or eligibility to contribute at all, is dictated by your income level.Flagship Checking Monthly Fee. $10.00 if the average daily balance is less than $1,500.00 during the statement period. Non-sufficient funds fee (NSF) $29.00. Stop payment for a single item (including checks and ACH debits) $20.00. Stop payment for a range/series of items (including checks and ACH debits) $25.00.Both Roth and traditional IRAs also have income limits. However, traditional IRAs only have income limits if you or your spouse have a retirement account at work. You can contribute to a 2023 IRA ...15 Jan 2019 ... Seriously, just get your Roth IRA going, even if that means walking down the hill and opening it at the Navy Federal branch. You can always ...So a Roth conversion that increases your marginal tax rate from 24% to 32% doesn't increase taxes on all of your income, just the converted funds above $191,950. If you had …B. Navy Federal Existing IRA Plan Type . Use a separate form for each plan type. Open (an) IRA product(s) under my existing IRA plan type: (Select one) Traditional. Roth. SEP C. Navy Federal Products . Please open an IRA Account: IRA Savings Account. IRA MMSA IRA Jumbo MMSA $50 Min. IRA EasyStart. SM. $50 Min. IRA . Special. EasyStart * 12 ...An IRA (individual retirement account) is a tax-advantaged account meant to help you save enough over the long term to be comfortable when you retire. They’re designed with savings... accounts, which Navy Federal Credit Union does not offer. Why Choose a Custodial Account? Custodial accounts are safe, easy ways to gift and save money for a minor.2 The accounts can receive insurance coverage of up to $250,000 and require no legal fees.Custodial accounts are insured separately from the minor’s other Navy Federal accounts and Whether you have a Roth, traditional or both, your contributions to all of your TSP accounts combined cannot exceed the elective deferral limit. The exception to this rule is if you’re age 50 or older, in which case you can deposit extra catch-up contributions of up to $6,500 in 2022 and $7,500 in 2023.Located in Mission Valley in Rio Vista Shopping Center. 8660 Rio San Diego Dr. San Diego, CA 92108. Get Directions* ». 1-888-842-6328.Please seek tax advice for guidance on reporting SEP prior year contributions to the IRS. Traditional and Roth IRA contributions made from January 1 through tax ...The Roth TSP gives another compelling reason for service members to start or increase what they're saving for retirement. The TSP is the federal government's version of a 401 (k) plan. It allows ...Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government ...Roth Contributions. The IRS defines compensation as "what you earn from working." That includes wages, salaries, commissions, self-employment income, alimony and non-taxable combat pay. It doesn't ...For federal purposes contributions to a traditional IRA are tax deductible while contributions to a Roth IRA are after tax. In turn, distributions from a traditional IRA are taxed ... By completing and returning the forms, you can establish an IRA Savings Account, IRA Money Market Savings Account (MMSA), Jumbo IRA MMSA, or IRA Certificate and begin planning for your retirement. Please keep a copy for your records. When you open a Navy Federal Traditional IRA: • the contribution limit is $7,000 for the current tax year. Under the Manage heading, select 'Manage bank accounts'. Locate the existing linked bank account you wish to link to another Fidelity account. At the bottom of the Linked Fidelity Accounts column, select 'Link another Fidelity account.'. A pop up box appears. Select the other Fidelity accounts you'd like to link to this bank by checking the box ...Choose from about 900 available stocks and 100 ETFs. Choose from 5 pre-built themed bundles (Stock, ETF, mega cap, defense and dividend paying stocks) or customize your own. Invest as little as $1 per stock or ETF. Just sign in using your existing Navy Federal digital banking credentials.*. Enjoy a flat $3.50 fee.B. Navy Federal Existing IRA Plan Type . Use a separate form for each plan type. Open (an) IRA product(s) under my existing IRA plan type: (Select one) Traditional. Roth. SEP C. Navy Federal Products . Please open an IRA Account: IRA Savings Account. IRA MMSA IRA Jumbo MMSA $50 Min. IRA EasyStart. SM. $50 Min. IRA . Special. EasyStart * 12 ...24 Mar 2023 ... Benefit Fact Sheet · Basics: The TSP is a defined contribution plan. · Roth TSP: · Roth contributions are subject to Federal (and, where applic...According to the Federation of American Scientists, a navy CAG officer is the air wing commander. CAG officers are in charge of the operational readiness and tactical performance o...7 Feb 2024 ... In this vehicle, your earnings grow tax-free until you make a qualified withdrawal. You can open an IRA Certificate with the NFCU for anywhere ...60-Day Rollover Rules for Roth IRAs. The more manual process for transferring a Roth IRA is to take advantage of the 60-day rollover rule. According to this rule, you can take funds out of a Roth IRA and avoid paying penalties or taxes so long as you return the funds to a Roth IRA within 60 days. There is a limit of …What Is Navy Federal Digital Investor? Navy Federal Credit Union offers a range of banking products to its members. Additionally, it provides an investment …9. The TSP allows you to pile on. In 2018, the maximum you can contribute to the Roth TSP is $18,500. If you're 50 or older, there's an extra additional $6,000 "catch-up" contribution. For a Roth ...Navy Federal Brokerage Services Navy Federal Asset Management 820 Follin Lane SE Vienna, VA 22180 877-221-8108 401(k) Plans May 2015 ... on your ability to contribute to an IRA (Roth or traditional). You can contribute up to $5,500 to an IRA in 2015, $6,500 if you're age 50 or older (or, if less, 100% of your taxable compensation). But, dependingMar 4, 2024 · Rules & How to Open One. A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. Your contributions and investment earnings grow tax-free. Many or all of the ... Mar 4, 2024 · Rules & How to Open One. A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. Your contributions and investment earnings grow tax-free. Many or all of the ... 7 Feb 2024 ... In this vehicle, your earnings grow tax-free until you make a qualified withdrawal. You can open an IRA Certificate with the NFCU for anywhere ...I don’t understand my credit union Roth IRA at Navy federal is 3.75% but with TD Ameritrade, it’s 0 to 1% with fees. And the rollover for a Credit Union is free. I know Credit Unions are safe but aren’t you losing more money with a brokage account, with all the fees, penalties, and commisions. You would need to do it through the financial group (NFFG) if you are looking to get an Ira account that within the stock market. The ones handled by NFCU on the credit union side is more so like Ira savings accounts. TheFrugLife. • 3 yr. ago. I have a small amount of money in a IRA with NFCU. Navy Federal Financial Group, LLC (NFFG) is a licensed insurance agency. Non-deposit investments, brokerage, and advisory products are only sold through Navy Federal Investment Services LLC (NFIS), a member of FINRA/SIPC and an SEC-registered investment advisory firm. NFIS is a wholly owned subsidiary of NFFG.You must have an existing Navy Federal Roth, Traditional or SEP IRA plan to apply. IRA Savings, MMSA or Certificate purchases may be made by the IRA account holder only. If …So much progress in what seems like a short time. In the past 10 years with Navy Federal, I've had a lot of firsts from Roth IRAs and even personal loans. Navy ...You have a Roth IRA with Navy FCU, you put money into it, then you used that money to buy a certificate. You could sell that certificate and buy stocks, bonds, ETFs, etc. in the Roth IRA. You could also transfer the contents of that Roth IRA to another Roth IRA at Schwab or Fidelity. The advantage to certificates is that they're guaranteed.Investment Services: See What Your Money Can Do for You. Investing is a great way to grow your money, especially for those big life goals like buying a home, planning for your education or building for retirement. Whether you’re a seasoned investor or a first-timer, we can help. Online Do-It-Yourself Investing Tools.If no election is made, the minimum withholding will be taken based on your state on record with Navy Federal. Information Only: District of Columbia tax withholding is mandatory for lump sum distributions of the full IRA plan. Withholding is 10.75% of distribution amount. Withholding cannot be waived or adjusted.Navy Federal® Traditional/Roth Charitable Distribution Request Fax Number: (703) 206-4250 Toll-Free Number: (888) 842-6328 Mail: P.O. Box 3001, Merrifield, VA 22119-3001 A. Member Information Type of IRA Traditional Roth B. Distribution Information (Until I give the Trustee or Custodian written instructions to the contrary, ...You may send the signed form as an attachment to your E-Message, fax to 703-206-4250, bring to a local branch ofice, or mail to Navy Federal Credit Union, P.O. Box 3001, Merrifield, VA 22119-3001. General characteristics of Navy Federal certificates include: minimum balance requirements from as little as $5 up to $100,000.1 day ago · The rate is applicable to the 12-Month certificate term only. Minimum purchase amounts of $1,000, $20,000 APY 5.05%. Minimum purchase amount of $100,000 APY 5.10%. No maximum purchase amount. IRA/ESA certificate subject to IRS contribution limits. Additional deposits are not allowed. For example, if you contributed $5,000 per year to your Roth IRA for the last 10 years, you could withdraw as much as $50,000 at any time without tax or penalty. Withdrawals that are ‘qualified’ are always tax-free. A withdrawal is qualified if the Roth IRA is from an account that is at least five years old and you are: Age 59½ or older ...The federal government permits many qualified account options that allow you to save and invest money at preferred tax rates. In the past several decades, the move has been from pr...Jan 16, 2022 · Subscribe to the Navy Federal channel: https://www.youtube.com/subscription_center?add_user=navyfederalConnect with Navy Federal Credit Union (NFCU) onlineWe... One rule of thumb is to have saved 25 times your expected annual expenses by the time you retire. In a recent survey by Schwab, U.S. workers said they believe they need to have saved $1.8 million in order to retire. That works out to having about $72,000 a year throughout a 25-year retirement.The maximum contribution amount in 2024 is $16,000 for those under age 50 and $19,500 for those over age 50. Step 4: Open an account. Opening an IRA account involves proving that you are who you ... On the check or wire, please specify if it is a Rollover or Transfer. ☐ SEP Mail check to:* ☐ Regular Mail: Navy Federal Credit Union ☐ Overnight Mail: Navy Federal Credit Union ☐ Wire Instructions: Navy Federal Routing Number: 256074974. PO Box 3001 Attention: IRA Dept. 820 Follin Lane Merrifield, VA 22119-3001 820 Follin Lane Vienna ... The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees’ Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private …Located in Mission Valley in Rio Vista Shopping Center. 8660 Rio San Diego Dr. San Diego, CA 92108. Get Directions* ». 1-888-842-6328. Arrangements (IRAs) IRAs are personal savings plans that allow you to set aside money for retirement. The combined balances of all the accounts in your Traditional, Simplified Employee Pension (SEP) and Roth IRA plans are insured separately from your other Navy Federal accounts for up to $250,000. Irrevocable Trusts/Education to establish a SEP, the IRA must be a Model Traditional IRA established on an IRS form or a master or prototype Traditional IRA for which the IRS has issued a favorable opinion letter. You may not make SEP contributions to a Roth IRA or a SIMPLE IRA. Making the agreement on Form 5305-SEP does not establish an employer IRA described in section ...2020: The maximum allowable contribution to a Roth / Traditional IRA is $6,000 per tax year if under age 50 and $7,000 if over age 50. The maximum contribution to a SEP IRA is …You’ll receive Form 1099-R, the second form, during the years you take distributions from your Roth IRA. The IRS requires you to submit Form 1099-R when you file taxes. If you took a distribution before age 59.5 or before owning the Roth IRA for at least five years, you’d pay taxes on the income. Otherwise, you’ll receive Form 1099-R but ...An added benefit is the contribution limit is higher than a Roth IRA, $22,500 in 2023 and $30,000 if you're 50 or older ($23,000 and $30,500, respectively, in 2024). Roth 401(k) : Similar to a ...Digital Banking: Attach signed form to eMessage. Fax Number: (703) 206-4250. Visit your local branch. Mail: PO Box 3001, Merrifield, VA 22119-3001. Access No. Toll-Free Number. (888) 842-6328. Please use this form to set up your RMD elections. Complete, sign, and return the application to Navy Federal. Roth IRA assets can be withdrawn at any time. Most Roth IRA withdrawals are reported to the IRS. IRS rules specify the distribution code that must be used to report each withdrawal on IRS Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. Save. Americans who enjoyed capital gains from a rallying stock market or interest from high-yield savings accounts in 2023 may have a few surprises waiting for …While neither plan gives you a tax break up front, both Roth 401(k)s and Roth IRAs have many benefits. Here's how the two plans work, and how they compare. Calculators Helpful Guid... 1. If I later decide to convert these funds from the Traditional IRA to a Roth IRA, I must complete and sign a new Navy Federal “Roth IRA Direct Conversion” (NFCU 621). 2. I have been advised to see a tax advisor due to the important tax consequences of recharacterization of funds between the IRAs. 3. Whether you have a Roth, traditional or both, your contributions to all of your TSP accounts combined cannot exceed the elective deferral limit. The exception to this rule is if you’re age 50 or older, in which case you can deposit extra catch-up contributions of up to $6,500 in 2022 and $7,500 in 2023.1. If I later decide to convert these funds from the Traditional IRA to a Roth IRA, I must complete and sign a new Navy Federal “Roth IRA Direct Conversion” (NFCU 621). 2. I have been advised to see a tax advisor due to the important tax consequences of recharacterization of funds between the IRAs. 3.Account Features at a Glance. Whether you choose a certificate, money market or even a standard savings account, with Navy Federal’s terrific rates, you’ll earn more and save more. Higher savings rates that mean better returns for you. Digital banking to help you manage your money anytime, anywhere*. 24/7 access to stateside member reps.Learn how to save for your retirement with flexible and tax-free options from Navy Federal Credit Union. Compare traditional and Roth IRA savings accounts, and find out how to manage your long-term saving with dividends, contributions, and contributions.An individual retirement account (IRA) allows you to save for your future retirement through an account that offers tax advantages that can maximize your earning potential over time. The earlier you begin saving in an IRA, the greater your earnings may be through tax-advantaged compounding. We offer traditional, Roth and …Mission: Credit Confidence Dashboard. Want to build or improve your credit or just keep a watch on your score? Your free Mission: Credit Confidence Dashboard has all the tools and tips you need in one place. Check out the score simulator to see how certain actions can affect your score, get notifications and monthly credit score updates, and more.Learn how to save for your retirement with flexible and tax-free options from Navy Federal Credit Union. Compare traditional and Roth IRA savings accounts, and find out how to manage your long-term saving with dividends, contributions, and contributions.A fee for Roth and Traditional IRAs billed at account opening and annually on the anniversary of account opening. $15 ... Navy Federal Financial Group Digital Investor Special Services and Fees Author: Navy Federal …The maximum contribution amount in 2024 is $16,000 for those under age 50 and $19,500 for those over age 50. Step 4: Open an account. Opening an IRA account involves proving that you are who you ...Even if you only have an extra $500 to invest, that’s a great start! If you’re not quite there, though, there are ways to invest with smaller amounts. For example, Navy Federal Investment Services Digital Investor allows you to invest as little as $1 per individual stock or exchange traded fund (ETF). 2. Set Clear Goals …I've been looking at Roth ira from navy federal, I would like to keep everything at one place. When I look at open one there are tons of different options, such as 12 months with minimal of $20, and a lot of variations of that. Also one called Roth ira savings Archived post. New comments cannot be posted and votes cannot be cast.7 Feb 2024 ... In this vehicle, your earnings grow tax-free until you make a qualified withdrawal. You can open an IRA Certificate with the NFCU for anywhere ...Navy Mutual. Retirement Planning. Understanding Traditional and Roth IRAs. January 17, 2023. IRAs provide you with the opportunity to save for retirement …Here is a quick summary of their key differences. IRA Standard Certificate IRA accounts have high APY rates (4.55%), minimum deposits of $1,000, and a range of term lengths …Traditional IRAs can legally be rolled over into another form of IRA or into a TSP account, 401(k), 403(b), or 457(b). However, your employer-sponsored plan must accept incoming transfers. A Roth IRA can only be rolled over into another Roth IRA account because of the account’s tax status.The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees’ Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private …Join our financial experts Christian and Beverly as they answer member questions about certificates and IRAs regarding retirement stocks, cd, stock market ti... Designation of Beneficiaries for IRA Plan. This form can be used to change, add, or remove beneficiaries for your Roth, SEP, or Traditional IRA Plan(s). Numerous situations affect whether your beneficiary designations are up to date, and may include death of a beneficiary, divorce, or birth of a child. If you wish, you may keep a copy for your ... A Roth IRA is a valuable financial account you can use to save on taxes while investing for retirement. Where can you open a Roth IRA account? A Roth IRA is a valuable financial ac...Feature. Traditional IRA. Roth IRA. SEP IRA. Adjusted Gross Income Eligibility. Almost everyone with earned income may participate. Individuals earning 2023—$153,000 or less 2024—$161,000 or less Married couples earning 2023—$228,000 or less 2024—$240,000 or less. Almost everyone who has self-employed earned income. If you're not able to log into your account with your Navy Federal credentials, you can use Navy Federal's self-service tool to retrieve your username or reset your password from navyfederal.org. If you're still having issues with your Navy Federal credentials, please contact Navy Federal at 1-888-842-6328. Question about maturing navy federal IRA certificate. I have a roth IRA certificate which matures in 1 month through navy federal. I want to move this money over to my vanguard roth IRA. On my account I have the option to 1. Renew with no change 2. Renew with new instructions 3. Cash out.A Roth IRA is a type of Individual Retirement Arrangement (IRA) that provides tax-free growth and tax-free income in retirement. The major difference between Roth IRAs and traditional IRAs is that contributions to the former are not tax-deductible, and contributions (not earnings) may be withdrawn tax-free at any time without …Digital Banking: Attach signed form to eMessage. Fax Number: (703) 206-4250. Visit your local branch. Mail: PO Box 3001, Merrifield, VA 22119-3001. Access No. Toll-Free Number. (888) 842-6328. Please use this form to set up your RMD elections. Complete, sign, and return the application to Navy Federal.I don’t understand my credit union Roth IRA at Navy federal is 3.75% but with TD Ameritrade, it’s 0 to 1% with fees. And the rollover for a Credit Union is free. I know Credit Unions are safe but aren’t you losing more money with a brokage account, with all the fees, penalties, and commisions. Designation of Beneficiaries for IRA Plan. This form can be used to change, add, or remove beneficiaries for your Roth, SEP, or Traditional IRA Plan(s). Numerous situations affect whether your beneficiary designations are up to date, and may include death of a beneficiary, divorce, or birth of a child. If you wish, you may keep a copy for your ...
... IRA. 401(k). Roth IRA. Check My Answer! That's right ... IRA and a Roth IRA ... Federal on Twitter; Navy Federal on YouTube; Navy Federal on Instagram; Navy Federal ...... Disney floral and gifts
from the minor’s other Navy Federal accounts and from the custodian’s Navy Federal accounts. How to Open an Account To open an account, the donor and the custodian1 need to complete a Custodial Account application (Form #176). You can get an application at navyfederal.org or by visiting any branch. You’llHere are seven of the best mutual funds and exchange-traded funds, or ETFs, to hold in a Roth IRA: Fund. Expense ratio. Vanguard Wellington Fund Investor Shares ( VWELX) 0.25%. Vanguard Total ...Navy Federal Investment Services Review. Navy Federal Investment Services, registered in 2007, serves 53 state (s) with a licensed staff of 72 advisors. Navy Federal Investment Services manages $852.4 million and provides investment advisory services for 51,299 clients (1:712 advisor/client ratio).A Roth IRA is an individual retirement account that takes after-tax dollars, then provides tax-free growth and withdrawals in retirement. Once you're 59 1/2 — and …If no election is made, the minimum withholding will be taken based on your state on record with Navy Federal. Information Only: District of Columbia tax withholding is mandatory for lump sum distributions of the full IRA plan. Withholding is 10.75% of distribution amount. Withholding cannot be waived or adjusted.Navy Federal Investment Services Review. Navy Federal Investment Services, registered in 2007, serves 53 state (s) with a licensed staff of 72 advisors. Navy Federal Investment Services manages $852.4 million and provides investment advisory services for 51,299 clients (1:712 advisor/client ratio). Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families." Navy Federal. By completing and returning the forms, you can establish a Roth IRA Savings Account, Roth IRA Money Market Savings Account (MMSA), Roth Jumbo IRA MMSA, or Roth IRA Certificate and begin saving for your retirement. Be sure to keep a copy for your records. When you open a Navy Federal Roth IRA: ... Navy Federal Credit Union (“NFCU”). 2. AUTHORITY ... NAVY FEDERAL INVESTMENT SERVICES, LLC BUSINESS CONTINUITY PLAN. ... IRA and Roth IRA Withdrawal Requests. You ...23 Jan 2017 ... How to Open a Roth IRA with Vanguard (8 Easy Steps!) ... Let's Talk Certificates & IRAs | Navy Federal Credit Union ... How To Invest with a Roth ...Subtract your age from 100—that’s the percent to invest in stocks. For example, a 30-year-old could invest 70 percent in stocks, but a 70-year-old probably should only invest 30 percent in stocks. If you’re older and on a fixed income, you’ll need money sooner, so invest more conservatively. If you’re younger, you’ll have more time ...According to the Federation of American Scientists, a navy CAG officer is the air wing commander. CAG officers are in charge of the operational readiness and tactical performance o...Navy Mutual. Retirement Planning. Understanding Traditional and Roth IRAs. January 17, 2023. IRAs provide you with the opportunity to save for retirement …Quast: Let's say, for example, you're interested in buying and holding Bitcoin. To my knowledge, you can't do that in a Roth IRA, but you could theoretically buy something like MicroStrategy ...from the minor’s other Navy Federal accounts and from the custodian’s Navy Federal accounts. How to Open an Account To open an account, the donor and the custodian1 need to complete a Custodial Account application (Form #176). You can get an application at navyfederal.org or by visiting any branch. You’llIf you do not have an existing IRA Plan for the same plan type with Navy Federal, an IRA Application (NFCU Form 602-Trad, 602A-Roth, or 602C-SEP) must be ...24 Oct 2023 ... Roth IRAs; Simplified Employee Pension (SEP) IRA; Education Savings Account (ESA); Auto loans; Personal loans; Home equity loans; Loans for ...Navy federal and Roth IRA. Retirement. Hello, just wanted to say thanks for all the help from this subreddit. I've just been a lurker went from 5k in credit cards to below $200. I've ….
Popular Topics
- Roof shingles architectural vs 3 tabDying my hair
- Vanilla bath and body worksHow to change roku account on tv
- How much does pressure washing costWestworld tv show
- Gyms in spokaneAi dnd
- Fairy tail anime tv showWhole smoked turkey
- Non binary vs agenderDining in idaho springs colorado
- Clean macbookHair thickness